The blog is my private property. All information in it is my opinion. Where facts are stated I have done my best to research them but I make no guarrantee on their correctness.  Use any advice or information at your own risk.
All content on this blog is copyrighted under the creative commons act. You are welcome to quote me but make sure you tell people where you got your information.
You are welcome to comment on my blog, however I use spam karma on this to weed out any spam comments. If you are a regular commenter and find that your comments are getting eaten, please inform me and we’ll see why Spam Karma is doing this.  All comments on this blog become my property and I have the right to:
- quote them in a future post
- delete them as I see fit.
I delete all spam comments and any that I feel do not pertain to the post.
I have further disclosures about payments and advertising on my blog and you may view that here.
